All Services offered by Neat Circle are pre-paid, or are on a prepaid subscription basis, which are non-refundable. Based on the purchased services, Neat Circle is required to add such services to softwares immediately after the purchase which may incur a fee. The account setup process is initiated immediately after the purchase. The monthly maintenance services are initiated by the monthly recurring subscription. All sales are final. We reserve the right to modify, suspend or terminate access to Neat Circle at any time without notice or refund, if we determine that you have violated our Terms of Service. Terminated accounts will not receive partial credit. No refunds or credits are applicable as software fees and labor costs are incurred by Neat Circle once the payment has been processed for both the initial purchase fees and the monthly recurring subscription fees.